Debt of Gratitude
by B.J. Stolbov
The family, after doing without and saving for years and years, had finally bought a small farm of less than a hectare for 900,000 pesos. They had negotiated the price with the owner, an absentee landlord. He had wanted 1,000,000 pesos; the family had only 800,000 pesos. After long and difficult discussions, they agreed to a price of 900,000 pesos, not in installments, but paid as one sum. A retired judge officially wrote up the paperwork. Both parties signed the bill of sale. 900,000 pesos were paid in full.
[Note: the currency exchange rate is 1 US $ = 43 Philippine pesos. So, for a house and a hectare, less than 2.5 acres, the price is almost $21,000.]
As is necessary in such transactions, there are additional local fees: a Documentary Stamp, a Certification for the Bureau of Internal Revenue, and, finally, the largest, a Sales Tax.
In charge of the family finances is Maria, a pharmacist, who is good with numbers and knows how to run a business. With Jerold, her brother-in-law, a large, friendly man, a mechanic and driver, who works for the local government and knows how it works, Maria goes to the Municipal Office to register the land. At the Assessor’s, the land is again assessed. It is from this assessed value that the sales tax to pay to the government is determined.
Typhoon Yolanda: “The Storm of the Century” and more to come
by B.J. Stolbov
[Author's Note: Typhoon Yolanda, also known by its international name of Typhoon Haiyan, hit the Philippines on November 7, 2013. In honor of the dead and missing, I will use its Filipino name, Yolanda.]
The Philippines are surprisingly long. They may look like just a bunch of specks (7107 islands) at the end of the Pacific Ocean, but from the Batanes Islands beyond the end of Luzon Island in the north to the Tawi-Tawi Islands at the end of Mindanao Island in the south, the Philippines are long (1,150 mi.). They are almost as long as west coast of the U.S. from Seattle to San Diego (1,293 mi.). Because of its length, its many islands, and its moving ocean currents, the weather can change considerably from island to island, even from the exposed windward side to the more protected leeward side of any island.
Here, in Northern Luzon, we are protected from typhoons by the mountains. For a typhoon to hit us directly, it has to come in from the southeast, low off the water, through the beaches and lowlands of Aurora, then up the Cagayan Valley, and then into the hills and mountains. This is what we call a "low" typhoon.
Typhoon Labuyo, “the storm of the year” at that time, hit us on August 12 in Quirino. It came in “low,” knocked down all the corn, just before harvest; and all the bananas, which will grow back on their own in nine months. It flooded all the rice paddies, but rice is used to water. Lots of crops and houses were destroyed, but, thankfully, no deaths.
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